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Terms and Conditions

Vertu Lease Cars 'A Vertu Motors Company' is registered in England (registered number 04722957) Our registered office is Grantham Motor Company Limited, Vertu House, Fifth Avenue Business Park, Team Valley, Gateshead, NE11 0XA

Terms of Use and Definitions

Use and access to this Website is subject to the terms and conditions as displayed on Vertu Lease Cars and in addition those as listed below. By using this website you are agreeing to be bound by the terms and conditions as detailed on Vertu Lease Cars and below. Please ensure you read all Terms and Conditions before continuing to use this website.

On each occasion that you access this website you are deemed to have accepted all the terms and conditions that apply to its use and to the facilities and services provided.

We reserve the right to alter the terms and conditions at any time and it is your obligation to check the terms and conditions on each use of this website to determine if any change has been made.

The "Vertu Lease Cars" website is part of the Grantham Motor Company Limited ("we", "us" or "our"). The rates and vehicle data (including availability, finance rates, illustrations or images, supplied/standard equipment, additional or factory fitted options, colour and trim and technical data) contained in this web site are provided by a third party and are for information purposes only and - as such - cannot be relied upon.

Any information displayed on our websites is for general information only. Any information displayed does not constitute as ‘advice’ and should not be relied on in making a decision/or refraining from making a decision.

All listings on our website are subject to availability, finance/credit acceptance and manufacturer’s discounts remaining static. We reserve the right to reject business from any individual and/or company, which we may do at our own discretion.

We have taken care to describe and show all information on our site as accurately as possible. Despite this, slight variations may occur. Every effort is made to make sure that any price displayed on our websites is accurate.

If there is anything that is unclear or you feel further information is required please contact our customer service team by either telephone or email contact@vertuleasecars.co.uk. Every effort is made to make sure that any price displayed on our websites is accurate.

Disclaimer: Although all attempts are made to provide accurate, current and reliable information, you should recognise the possibility that errors may exist in the information available on this Web site. Vertu Lease Cars expressly denies any warranty of the accuracy, reliability, or timeliness of any information made available on this Web site, and shall not be held liable for any losses caused by reliance upon the accuracy, reliability, or timeliness of the information. A person who relies upon information made available on this Web site does so at the person’s own risk.

Services and products advertised on this site may be modified or discontinued without prior notice. Prices for services or products are subject to change without prior notice We will not be liable for any damages (including, without limitation, damages for loss of business projects, or loss of profits) arising in contract, tort or otherwise from the use of or inability to use the website, or any of its contents, or from any action taken (or refrained from being taken) as a result of using any of the Vertu Lease Cars websites or any such contents.

Use of Data Policy

You have the right to know how we will use your personal information. It is important that you read this notice before sending this application form. By submitting the application form you will be deemed to have consented to the following uses of your personal data. 

 In considering your application we will search your record at credit reference agencies. They will add to your record details of the search and your application and this will be seen by other organisations that make searches. Information held about you by the credit reference agencies may already be linked to records relating to one or more of your partners. For the purposes of this application you may be treated as financially linked to and your application will be assessed with reference to any "associated" records.

 If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to: 1) disclose information about your joint applicant and anyone referred to by you; 2) authorise us to search, link or record information at the credit reference agencies about you and anyone referred by you. An "association" between joint applicants and between you and anyone you tell us is your financial partner will be created at the credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by wither or both of you. This will continue until one of you successfully files a disassociation at the credit reference agencies.

 It is important that you give us accurate information. We will check your details with a fraud prevention agency and, if you give us false or inaccurate information and we suspect fraud, we will record this.

 Your record will be shared with other organisations and used by them to: 1) help make decisions about credit and insurance for you and member of your household; 2) trace debtors, recover debt, prevent money laundering and fraud. We and the credit reference agencies and the fraud prevention agency will also use your record for statistical analysis about credit and insurance and fraud. Fraud prevention agency records will also be shared with other organisations to help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and members of your household.

We will also retain your details for the purposes of contacting you in the future in respect of goods and services supplied by the Vertu Motors plc group.  We will also share your details with other members of the Vertu Motors plc group and may share them with manufacturers in respect of whom we operate franchised dealerships.

 PLEASE WRITE TO US AT Vertu House, Fifth Avenue Business Park, Team Valley, Gateshead, NE11 0XA IF YOU WANT TO HAVE THE DETAILS OF THOSE CREDIT REFERENCE AND FRAUD PREVENTION AGENCIES FROM WHOM WE OBTAIN AND TO WHOM WE PASS INFORMATION ABOUT YOU OR IF YOU HAVE ANY OTHER QUERIES REGARDING OUR USE OF YOUR DATA. YOU HAVE A LEGAL RIGHT TO THESE DETAILS BUT A FEE MAY BE PAYABLE.

 We may transfer your personal information to a person or company outside the European Economic Area. We will not do so unless that person or company agrees to protect your personal information and only use it in accordance with our instructions. We are responsible for ensuring that your personal information will continue to be adequately protected during and as a consequence of any such transfer. 

Status Disclosure

  • The Financial Conduct Authority (FCA)
    The Financial Conduct Authority (FCA) is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.

  • Which products do we offer?
    We offer consumer finance products. 
    We are a credit broker.

  • Which service will we provide you with?
    We can introduce you to a number of lenders who may be able to help finance your purchase, we can only introduce you to these lenders, however, we are not financial advisors.

  • What will you have to pay us for our services?
    No fee is payable for our services, however, a lender may pay us commission for making an introduction of business. We are credit brokers.

  • Who regulates us?
    We are authorised and regulated by the Financial Conduct Authority.

  • Ownership
    Vertu Motors plc, Vertu House, Fifth Avenue Business Park, Team Valley, Gateshead, NE11 0XA.

  • What to do if you have a complaint:
    By e-mail: fcacompliance@vertumotors.com
    In writing: Vertu Motors plc, Vertu House, Fifth Avenue Business Park, Team Valley, Gateshead, NE11 0XA.
    By phone: 0191 491 2121 

  • Are we covered by the Financial Services Compensation Scheme (FSCS)?
    We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arrangement is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.

Firms Reference Number (FRN): 312369.

Further information about compensation scheme arrangements is available from the FSCS.